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What should you consider if you want to keep your marital home?

On Behalf of | Apr 16, 2021 | Divorce |

While you experience a variety of conflicting emotions regarding your divorce, you only feel one thing about your marital home: fondness. You want to fight for the property, but does the decision make sense?

U.S. News & World Report offers considerations for those thinking about keeping the marital home in a divorce. Fighting for or accepting the property from your current spouse may become more trouble than you think.


Maybe you grew used to your soon-to-be-former-partner handling the maintenance and upkeep for your marital home, so you may not know how much it costs to maintain the property. Even if you split the costs or know the price of common maintenance jobs, do you make enough money on your own to handle them?

Spousal support

If you anticipate receiving spousal support in the divorce, you may include that with your current income when deciding whether you have the resources to afford to keep the marital home. You must understand that spousal support does not always last for the rest of your life, so you may not want to depend on it to cover homeownership costs. Also, your soon-to-be-ex-spouse may experience financial trouble later, which may mean a few missed or reduced support payments, which could affect your ability to remain in or maintain the property.


After your current partner agrees to give you the house, you may work together to remove her or him from the mortgage. When you apply by yourself, your current income may not qualify you for approval. Again, even if you receive spousal support or child support, you may not always depend on it.

Deciding whether to remain in your marital home alone requires careful consideration. It may make more financial sense to sell the home and relocate.